Automotive Finance Center in Dallas, TX

South Toyota takes the stress out of auto financing and securing a car loan. From advice on whether to buy or lease your next vehicle to finding the best rates available on a car loan, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget. We're proud to serve the Dallas, Midlothian, Waxahachie, and Arlington areas. 
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Competitive Rates

No Hassle Credit Checks

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Should You Lease Your New South Toyota Vehicle?

Leasing a car is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up on your vehicle, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over. Have questions about financing your car lease? We can help!

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a car loan. Our flexible vehicle financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle. We work with all credit types. 

Flexible Credit Options

South Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle. Make us your one-stop-shop for your car loan needs. 

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

For an Easy Auto Financing Experience, Put South Toyota at the Top of Your List

Yeah, you're breaking figures down, but it doesn't have to feel like crunch time. When you're a customer at our Dallas dealership, we'll take on the burden of making the numbers work in your favor. We'll prove it, too. Our auto finance team is just as handy with customer service as they are with calculators. So whether you're interested in a Toyota auto loan or a car lease, they'll make sure to lay everything out for you so it's easily understood.

We're here to make your new Toyota RAV4, Highlander, Camry, 4Runner, or Tundra purchase as carefree as possible. We invite you to get started by filling our online financing application. Or, if you're more interested in speaking with us in person, visit us at 39660 LBJ Fwy South in Dallas, Texas and we can walk you through everything involved in the financing process. We're a short trip from Arlington, Midlothian, and Waxahachie areas. 


Get Your Vehicle Loan & Financing with Our Dallas Car Finance Team


Our dealership provides an on-site finance department to make your car purchase as simple as possible. Our team of professionals is committed to helping you out with your credit approval and vehicle financing. We have access to a wide variety of resources and are here to answer any questions you have about financing, car loans, and more. It's our goal to provide you with options and information during your car purchase process. 

Is your credit less than perfect? Our team will work hard for you, even if you have bad credit or no credit.

If you are a first-time car buyer, it can be easy to become discouraged. After a few turn-downs, it can seem as if no one will be willing to finance the vehicle of your choice. However, at South Toyota, we offer several innovative programs exclusively for first-time car buyers, customers with a thin credit file, or customers with no credit.


We also have a proven track record for successfully securing auto loans for customers with bankruptcies, foreclosures, missed payments, identity theft, and a variety of other credit issues. After working with customers in similar situations to these, we understand and will always treat you with the respect and dignity you deserve.

Your privacy is important to us.

South Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. South Toyota

    39660 LBJ Fwy South
    Dallas, TX 75237

    • Sales: 972-283-6500
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Get in Touch

  • Contact our Sales Department at: 972-283-6500
  • Monday7:00 AM - 9:00 PM
  • Tuesday7:00 AM - 9:00 PM
  • Wednesday7:00 AM - 9:00 PM
  • Thursday7:00 AM - 9:00 PM
  • Friday7:00 AM - 9:00 PM
  • Saturday7:00 AM - 9:00 PM
  • SundayClosed